Lawrence O. Murray was a United States Comptroller of the Currency from 1908 to 1913. Attorney Lawrence O. Murray had extensive government service prior to his appointment as Comptroller by President Theodore Roosevelt. During his tenure, the size of the national banking system prompted Congress to authorize appointment of a second deputy comptroller. In the interim before Murray's successor took office, the Federal Reserve Act was passed. The act created twelve Federal Reserve Districts, with the Comptroller designating a district chief national bank examiner for each district under whom a corps of examiners and assistants worked. Examiners were to be compensated by salary and expenses rather than fees levied on the banks they examined.